---
title: The Social Security Retirement Guide | Rob Black
description: The Social Security Retirement Guide will help guide your goal setting and planning for retirement, specifically around Social Security benefits.
---

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# The Social Security Retirement Guide 

![Screen Shot 2021-06-30 at 7.45.15 PM](https://robblack.com/hs-fs/hubfs/Screen%20Shot%202021-06-30%20at%207.45.15%20PM.png?width=209&name=Screen%20Shot%202021-06-30%20at%207.45.15%20PM.png)As you approach retirement, one of the biggest financial decisions you’ll need to make is when to begin receiving your Social Security benefits. Should you begin receiving a smaller Social Security benefit early, or should you wait until full retirement age, or even longer, to receive a larger benefit?

There’s no ‘’one-size-fits-all” answer; when to begin receiving Social Security benefits depends on your personal circumstances, and there are many variables. 

#### *The Social Security Retirement Guide* guides you and your particular situation through these questions:

- How much will you receive from Social Security?
- How long will retirement last?
- Do you plan to keep working after you begin receiving your Social Security benefits?
- What about taxes?
- What’s the effect on your overall retirement income plan?   
  How will your spouse be affected? 

**Download the guide by filling out the form.**

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### Complete the form to download the guide.

“You will not be able to control the directional moves of the market. However, maintaining a long-term discipline will allow you to avoid the financial pitfalls that result from succumbing to your emotions during periods of market turmoil.”

 

**Adam Phillips, CFA, CFP®** - Director of Portfolio Strategy, EP Wealth Advisors, LLC

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