Why EP Wealth Advisors?

It’s easy to confuse the two terms, but a quick way to remember the difference is fee-only is where fees to the firm ends, and fee-based is where those fees start. As a fee-only firm, the only fees you’ll be charged are advisory fees and nothing else. And as a fiduciary, we have a legal obligation to provide advice in your best interest. However, at a fee-based firm you may be charged an advisory fee on your money, and also pay hidden commissions to them on products they sell.

If you’ve ever wondered “Why use a financial advisor?” the people with the Dalbar Study have done the research for you. According to the Study, investors underperformed the market by more than 3% annually. What’s most interesting is that it wasn’t due to investment selection, the study reveals the number one cause of underperformance is investor behavior. Working with an EP Wealth Advisor who knows you and understands your goals, means that they will create a financial plan which prepares you to invest in the markets, and gives the proper context for your investments so you can make prudent decisions no matter where you are in the market cycle.